Budgeting on a low income feels impossible sometimes, especially when every dollar is already “spent” before you even get paid.
Here’s how I made it work:
1. Focus on Essentials First
Rent, utilities, basic food. Cover these and protect them at all costs.
2. Cut the Tiny Leaks
$5 coffee? $10 app subscription? Tiny leaks sink big ships. Cancel anything that’s not necessary.
3. Use Cash Envelopes
Physically seeing your spending limits helps you stay within budget.
4. Find Free Fun
Community events, free museum days, outdoor hikes — they exist, you just have to look.
5. Save a Tiny Bit Anyway
Even $5 a week builds a habit. Don’t underestimate the power of momentum.
Budgeting isn’t about living miserably — it’s about taking control.