Building wealth isn’t just about what you do — it’s also about what you avoid. Here are 7 habits keeping people broke in 2025.
1. Checking your portfolio every day
- You’re not a day trader
- Compounding doesn’t happen faster if you stare at it
2. Waiting for the “perfect time” to invest
- You already missed it
- The best time was 10 years ago
- The second-best time? Today
3. Keeping all your money in cash
- Inflation doesn’t wait
- Your savings account isn’t “safe” — it’s sinking
4. Listening to people who don’t invest
- “That sounds risky” usually comes from someone earning 1% APY
- Choose your mentors wisely
5. Ignoring taxes until April
- Smart people reduce taxes all year
- Not just when they’re filing
6. Overcomplicating everything
- Simple portfolio > Fancy one
- Automated > Emotional
- Boring = Effective
7. Measuring wealth by salary
- Income ≠ wealth
- Ownership, time, and freedom are the real game
That’s it.
Short. Sharp. Quietly brutal.
Sometimes the best advice isn’t new — it’s what you stop doing.