Yep, even on six figures.
Okay, let’s talk about something no one wants to admit.
You’re making good money—maybe even great money.
Six figures? Check.
Nice apartment? Check.
A latte habit and a gym membership you barely use? Double check.
But somehow, you still find yourself whispering,
“Where the heck did my paycheck go?”
It’s Not About the Income. It’s the Creep.
There’s this sneaky little thing called lifestyle inflation.
It shows up quietly.
You get a raise? Great.
You deserve a nicer place, right?
New shoes, upgraded phone, a few more nights out… You’ve earned it.
And you probably have.
But here’s the thing: if every dollar increase in income comes with a matching dollar (or more) in spending…
You stay stuck.
Same stress. Just in better clothes.
High Income ≠ High Wealth
This is the trap a lot of people fall into.
They assume making more money will fix their money problems.
But if you don’t change how you use that money, it’s just a more expensive treadmill.
Wealth isn’t just about what you earn.
It’s about what you keep, grow, and protect.
So… What Can You Do About It?
1. Pay Future-You First
Don’t wait to see what’s “left over” at the end of the month.
Flip the script: the moment you get paid, move a chunk to savings or investments. Treat it like rent. Non-negotiable.
2. Audit Your Quiet Leaks
You don’t need to track every penny forever. But do it for one month.
You’ll be amazed (and maybe a little horrified) at what you find.
Subscriptions you forgot.
Impulse Amazon buys.
A food delivery bill that could fund your next vacation.
3. Redefine What “Rich” Feels Like
You don’t need to flash it to feel it.
Silence and options—that’s the real wealth vibe.
Sleep better knowing you’re covered, not because you dropped $300 on a bottle of wine you can’t pronounce.
Here’s the Bottom Line
If you’re making good money but still feel broke…
You’re not failing.
You’re just playing a game you didn’t realize had different rules.
Change the rules.
Build habits that respect your future, not just your feelings this week.
Let’s Be Real:
We’ve all had that “oh crap” moment checking our balance mid-month.
What’s your money trap?
Mine was weekend brunches… that somehow turned into full-day spendathons.
Drop yours below.
Let’s be honest together—and maybe fix this thing once and for all.