Looking to start investing or level up your portfolio? Discover the best investing apps of 2025 for beginners, passive investors, and active traders.
Introduction: Investing Has Never Been More Accessible
In 2025, you don’t need a Wall Street advisor or a six-figure bank account to start building wealth. Thanks to technology, investing is now easier, cheaper, and more personalized than ever.
Whether you’re just getting started or looking to optimize your strategy, the right app can help you grow your money, stay informed, and stay in control. Here are the top investing apps of the year—each with unique features for different types of investors.
H2: 1. Fidelity – Best for All-In-One Investing
Why It Stands Out:
- $0 commissions for stocks, ETFs, and options
- Powerful research tools and fractional shares
- Cash management and retirement planning included
Best for: Beginners and long-term investors who want everything in one platform.
H2: 2. Robinhood – Best for Active Traders
Why It Stands Out:
- Commission-free stock, crypto, and options trading
- Clean, beginner-friendly interface
- Real-time market data and alerts
Best for: DIY investors and traders who want speed and simplicity.
H2: 3. M1 Finance – Best for Automated Investing
Why It Stands Out:
- Build custom “pies” for personalized portfolios
- Auto-invest and rebalance features
- $0 commission and Roth IRA support
Best for: Passive investors who want to set it and forget it.
H2: 4. Acorns – Best for Beginners and Round-Up Saving
Why It Stands Out:
- Automatically invests spare change from purchases
- Includes retirement and checking accounts
- Offers financial education and goal tracking
Best for: First-time investors looking to start small and learn.
H2: 5. SoFi Invest – Best for Financial Ecosystem Integration
Why It Stands Out:
- Invest in stocks, crypto, and ETFs with $0 commission
- Access to financial planners
- Integrates with SoFi loans, savings, and banking
Best for: Young professionals using other SoFi products.
H2: 6. Public – Best for Social Investing
Why It Stands Out:
- Community-driven app with investor discussions
- Fractional shares and no commission fees
- Invest in stocks, ETFs, and crypto
Best for: People who learn by seeing what others are doing.
H2: 7. Charles Schwab – Best for Research & Retirement Accounts
Why It Stands Out:
- Robust platform with professional-grade tools
- $0 commissions and high-quality research
- Trusted for IRAs and 401(k) rollovers
Best for: Serious investors focused on retirement and strategy.
H2: What to Look For in an Investing App
- Low or no fees – More of your money stays invested
- Fractional shares – Invest even with a small budget
- Automation – Rebalancing and recurring deposits make a difference
- Account types – Look for IRAs, Roth IRAs, and taxable options
Conclusion: Pick the App That Matches Your Goals
There’s no “perfect” app for everyone—just the right fit for your goals. Whether you’re looking to save for retirement, make your first trade, or build a long-term portfolio, these investing apps make it easier than ever.
Start small, stay consistent, and let your money do the work.
Ready to start investing in 2025? Download one of these top-rated investing apps and take the first step toward financial freedom.