Let’s try something simple.
Don’t overthink it.
Just answer — yes or no.
1. Do you know how much you spent on food delivery last month?
(Not “roughly.” The actual number.)
2. Can you name your 3 biggest monthly expenses — after rent/mortgage?
(No peeking.)
3. When was the last time you opened your credit card statement before the due date?
4. If your paycheck was delayed by 5 days, would it throw everything off?
5. Have you ever said, “I need to budget,” but didn’t — because it felt overwhelming?
How’s it going so far?
A little uncomfortable?
That’s okay. That’s the point.
Most people think they’re “pretty good” with money.
But money clarity isn’t a vibe — it’s a system.
Knowing where your money goes means:
- Less guilt after spending
- More control when life gets messy
- Real options when opportunities show up
So, Here’s a Challenge
This week, track everything — just for 7 days.
No judgment. Just data.
Don’t try to fix anything yet.
Just… look.
You might be surprised.
You might be annoyed.
But you won’t be blind anymore.
Final Thought
The first step to changing your money life
is looking it in the eye.
And you’re already doing it — just by getting to the end of this post.
That counts.
That matters.
And it’s a better start than most ever make.